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By using this website you are accepting all the terms of this disclaimer notice. If you do not agree with anything in this notice, you should not use this website. You assume complete responsibility for, and for all risk of loss resulting from, your downloading and/or using of, or referring to or relying on, materials, or any other information obtained from your use of this website.

This website is available to all users “as is” without any representations or warranties of any kind, either express or implied. We do not warrant that the servers that make this website available will be without error, virus, or bug free and you accept that it is your responsibility to make adequate provision for protection against such threats. We recommend scanning any files before downloading. We accept no liability for any infection by computer virus, bug, tampering, unauthorized access, intervention, alteration or use, fraud, theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence beyond the control of [….INSERT NAME…], which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website.

Any content or information received on or via this website should not be relied on for important personal, financial, or business decisions, and you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances. Content and information received via this website is supplied by sources believed to be reliable. However, calculations made using such data, and opinions expressed in relation to such data, are not guaranteed by these sources, [….INSERT NAME…], or any other person or entity, and may not be complete.

We reserve the right to change the content, presentation, performance, user facilities, and availability of any part of this website at our sole discretion, including these terms and conditions of use, and you should check these terms and conditions of use regularly for any changes.

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